Hostages

Representatives Hill and Gottheimer introduce bill to protect credit score of American hostages or wrongful detainees

WASHINGTON, D.C. - Rep. French Hill (R-AR) and Rep. Josh Gottheimer (D-NJ) introduced the Fair Credit for American Hostages Act to safeguard the credit score of American hostages or wrongful detainees. Senator Thom Tillis (R-NC) and Senator Chris Coons (D-DE) recently introduced similar legislation in the Senate.

Rep. Hill said, “Americans held hostage or wrongfully detained abroad already have so much to worry about when they arrive home after this unimaginable situation. I thank my colleague Rep. Gottheimer for joining me in leading our legislation that makes it easier for these Americans to get their lives back on track and some sense of normalcy.”

Rep. Gottheimer said, “After being held for days, weeks, and months by terrorists and our adversaries, facing unimaginable horrors, and making it home, the last thing Americans should have to worry about is a hit to their credit score. That's why I'm proud to lead the Fair Credit for American Hostages Act with my colleague Congressman French Hill.”

Sen. Tillis said, "It’s crazy to think an American held hostage in a foreign nation could return to a ruined credit score and financial turmoil because of their inability to make timely payments. This commonsense legislation ensures that Americans wrongfully detained abroad can move forward without worrying about how a poor credit score impacts their financial future.”

Sen. Coons said, “Americans who have been wrongfully detained or held hostage abroad shouldn’t have to worry about their credit score when they come home, and the Fair Credit for American Hostages Act will ensure they don’t have to. I applaud Representatives Hill and Gottheimer for introducing this critical, bipartisan legislation in the House, and I’ll continue to support American hostages and their families when they come home.”

Further Background:

H.R. 9830 - Fair Credit for American Hostages Act: This legislation stipulates that if a former detainee or hostage provides authenticated documentation of their detention, then the credit bureaus must strike adverse information from the time of their detention.